diff --git a/frontend/templates/notification/purchase_complete/full.txt b/frontend/templates/notification/purchase_complete/full.txt
index 7ccfb3af..54669b62 100644
--- a/frontend/templates/notification/purchase_complete/full.txt
+++ b/frontend/templates/notification/purchase_complete/full.txt
@@ -1,4 +1,4 @@
-{% load humanize %}{% ifequal transaction.host 'credit' %}Your Unglue.it transaction has completed and ${{transaction.max_amount|intcomma}} has been deducted from your Unglue.it credit balance. You have ${{request.user.credit.available}} of credit left. {% else %}{% if transaction.max_amount > transaction.amount %}Your transaction for ${{transaction.max_amount|intcomma}} has completed. Your credit card has been charged ${{transaction.amount}} and the rest has been deducted from your unglue.it credit balance. You have ${{request.user.credit.available}} of credit left. {% else %}Your Unglue.it credit card transaction has completed and your credit card has been charged ${{ transaction.amount|intcomma }}. {% endif %}{% endifequal %}
+{% load humanize %}{% ifequal transaction.host 'credit' %}Your Unglue.it transaction has completed and ${{transaction.max_amount|intcomma}} has been deducted from your Unglue.it credit balance. You have ${{request.user.credit.available|intcomma}} of credit left. {% else %}{% if transaction.max_amount > transaction.amount %}Your transaction for ${{transaction.max_amount|intcomma}} has completed. Your credit card has been charged ${{transaction.amount}} and the rest has been deducted from your unglue.it credit balance. You have ${{request.user.credit.available|intcomma}} of credit left. {% else %}Your Unglue.it credit card transaction has completed and your credit card has been charged ${{ transaction.amount|intcomma }}. {% endif %}{% endifequal %}
 
 {% ifequal transaction.offer.license 2 %}If you have not already done so, download your ebook at 
 https://{{ current_site.domain }}{% url download transaction.campaign.work.id %}
diff --git a/frontend/templates/notification/purchase_complete/notice.html b/frontend/templates/notification/purchase_complete/notice.html
index 4447554e..6e2c5ffb 100644
--- a/frontend/templates/notification/purchase_complete/notice.html
+++ b/frontend/templates/notification/purchase_complete/notice.html
@@ -8,13 +8,13 @@
 {% block comments_graphical %}
 {% ifequal transaction.host 'credit' %}
     Your Unglue.it transaction has completed and ${{transaction.max_amount|intcomma}} has been deducted from your Unglue.it credit balance.
-    You have ${{request.user.credit.available}} of credit left.
+    You have ${{request.user.credit.available|intcomma}} of credit left.
 {% else %}
     {% if transaction.max_amount > transaction.amount %}
     Your transaction for ${{transaction.max_amount|intcomma}} has completed.
         Your credit card has been charged ${{transaction.amount}} and the
          rest has been deducted from your unglue.it credit balance. 
-        You have ${{request.user.credit.available}} of credit left.
+        You have ${{request.user.credit.available|intcomma}} of credit left.
     {% else %}
         Your Unglue.it credit card transaction has completed and your credit card has been charged ${{ transaction.amount|intcomma }}.
     {% endif %}
diff --git a/frontend/templates/purchase.html b/frontend/templates/purchase.html
index 11dd8f72..80fed3ca 100644
--- a/frontend/templates/purchase.html
+++ b/frontend/templates/purchase.html
@@ -159,7 +159,7 @@
 			<input name="pledge" type="submit" value="Buy Now" id="pledgesubmit" class="loader-gif" />
 			<input name="decoy" type="submit" id="fakepledgesubmit" disabled="disabled" />
     	{% if request.user.credit.available > 0 %}
-    	<div class="bigger" style="height:45px;clear:both"> You have an available gift credit of ${{ request.user.credit.available }} which will be applied to your purchase.</div>
+    	<div class="bigger" style="height:45px;clear:both"> You have an available gift credit of ${{ request.user.credit.available|intcomma }} which will be applied to your purchase.</div>
     	{% endif %}
     	</form> 
     	  	
diff --git a/frontend/templates/trans_summary.html b/frontend/templates/trans_summary.html
index a743b4a4..e253a094 100644
--- a/frontend/templates/trans_summary.html
+++ b/frontend/templates/trans_summary.html
@@ -27,13 +27,13 @@
     {% ifequal transaction.host 'credit' %}
         Amount: ${{transaction.max_amount|intcomma}}.<br />
         This amount has been deducted from your Unglue.it credit balance.<br />
-        You have ${{request.user.credit.available}} of credit left.<br />
+        You have ${{request.user.credit.available|intcomma}} of credit left.<br />
     {% else %}
         Total: ${{transaction.max_amount|intcomma}}.<br />
         {% if transaction.max_amount > transaction.amount %}
             Your credit card has been charged ${{transaction.amount}}.<br />
             The rest has been deducted from your unglue.it credit balance.<br />
-            You have ${{request.user.credit.available}} of credit left.<br />
+            You have ${{request.user.credit.available|intcomma}} of credit left.<br />
         {% else %}
             This amount has been charged to your credit card.<br />
         {% endif %}
diff --git a/payment/manager.py b/payment/manager.py
index 406eb148..4c9da63b 100644
--- a/payment/manager.py
+++ b/payment/manager.py
@@ -461,6 +461,8 @@ class PaymentManager( object ):
         # Mark as payment attempted so we will poll this periodically for status changes
         transaction.set_payment()
         
+        # here's where we need to add handling for credit transactions in pledge campaigns
+        
         p = transaction.get_payment_class().Execute(transaction)
         
         # Create a response for this